An FHA loan is the go-to mortgage for low-credit home buyers. Learn about FHA loan credit score requirements and what you need to qualify. Continue reading

Today’s mortgage and refinance rates  Average mortgage rates nudged higher again yesterday. That’s six rises in the last seven working days. Earlier this morning, markets were signaling that mortgage rates […] Continue reading

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. That was welcome. But it was only the second fall in the last eight working days. Unfortunately, markets this […] Continue reading

Today’s mortgage and refinance rates  Average mortgage rates rose yesterday, over this week, and over this year. They fell across the whole of December, but not by much. Once again, […] Continue reading

Getting a HELOC is often smarter than using credit cards. But not always. Learn when HELOCs or credit cards are the better option. Continue reading

Today’s mortgage and refinance rates  Happy New Year! Average mortgage rates nudged higher last Friday, the latest business day before today. And they more than doubled over 2022. Still, there’s […] Continue reading

Today’s mortgage and refinance rates  Average mortgage rates had a decent day yesterday, falling moderately. That was overdue after a couple of bad weeks. But it was a great way […] Continue reading

It’s tempting to max out your preapproved home buying budget. But experts warn against buying the most expensive house you can. Here’s why. Continue reading

You almost always need a new appraisal to get a HELOC. But the appraisal can actually work in your favor if your home’s value has gone up. Continue reading

Today’s mortgage and refinance rates  Average mortgage rates edged modestly lower yesterday. That was a pleasant surprise for me because I’d thought they might rise. So far this morning, it’s […] Continue reading