January Existing Home Sales increased and home supply remains tight. Prices are rising nationwide. What low-downpayment options do today’s buyers have? Continue reading

Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading

The current Refinance Boom is bogging down banks, and causing mortgage rates to rise. Are rates too low to be sustainable? Perhaps it’s time to lock. Continue reading

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population. Continue reading

The VA Home Loan Guaranty program has an unheralded benefit — you can qualify using residual income, even if your loan’s DTI is over the VA limit. Continue reading

With today’s mortgage rates low, and for the right buyer, a 5-year ARM may be the more suitable option as compared to the 30-year fixed-rate mortgages. Continue reading

Mortgage rates are rising after 6 straight weeks of drops. What should a rate shopper expect for the week ahead? An analysis of today’s mortgage rates. Continue reading

First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of “first-time” loan programs to help. Continue reading

Not sure whether you want to put 20% down on a home? It’s okay if you don’t. Frank talk about private mortgage insurance (PMI) and how it can help you buy. Continue reading

For many people, it’s part of the American Dream to own a home. Are you thinking of buying a home? Here’s how you’ll know if you’re really ready to do it. Continue reading