Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time. Continue reading

About the USDA Rural Housing Program (Section 502), including household income limits for 2015. Lookup table by county, plus mortgage rates. Continue reading

It’s easier than ever to get a mortgage loan approved, but certain behaviors can ruin your loan-in-process. A detailed list, plus access to today’s rates. Continue reading

In today’s housing market, is it better to be a buyer or a seller? Data from Fannie Mae’s National Housing Survey suggests both sides have advantages. Continue reading

As current mortgage rates drop, more than 7 million U.S. homeowners are potentially eligible to refinance to lower rates and lower monthly payments. Continue reading

If you’ve lost home equity since your date of purchase, you may be eligible to refinance using HARP 2.0. Available for primary, vacation, and rental homes. Continue reading

The VA Energy Efficient Mortgage (EEM) is a special loan program which helps homeowners to finance the cost of a home’s energy-efficiency improvements. Continue reading

For the 21st straight month, the Pending Home Sales Index bested its benchmark reading of 100. It’s no wonder home prices continue to rise nationwide. Continue reading

Experts said mortgage rates would over 4.5% by now. Instead, they’re in the 3s. For March, there are several threats to low rates. Should you lock today? Continue reading

Every mortgage borrower needs a mortgage rate lock. You can’t close on a home without one. Advice on getting the best rate lock possible for your loan. Continue reading