First-time home buyers often carry student loans, which can make saving for a down payment difficult. There are lots of “first-time” loan programs to help. Continue reading

Not sure whether you want to put 20% down on a home? It’s okay if you don’t. Frank talk about private mortgage insurance (PMI) and how it can help you buy. Continue reading

For many people, it’s part of the American Dream to own a home. Are you thinking of buying a home? Here’s how you’ll know if you’re really ready to do it. Continue reading

Military borrowers are using the VA Home Loan Guaranty program to purchase and refinance huge numbers of homes. The GI Bill and low rates make it possible. Continue reading

Low rates, 100% financing, and common-sense mortgage lending standards have helped to push VA loans made to veterans to the highest levels in 2 decades. Continue reading

As demand surges, U.S. builders are starting more homes than during any period this decade. Mortgage rates are cheap and low downpayment loans are abundant. Continue reading

With mortgage rates dropping again, and considerable up-side potential on next month’s market, it may be time (finally!) to start that home loan refinance. Continue reading

Refinance activity is rising. Who is refinancing, and who is missing the boat? Analysis of today’s low mortgage rates plus access to today’s live mortgage rates. Continue reading

For first-time home buyers with military experience, the VA mortgage loan is often the cheapest, fastest, and best way to get mortgage-approved. Continue reading

First-time home buyers have access to a myriad of low- and zero-down payment mortgage loans. Of all the available loan programs, though, the FHA loan is the most inclusive and accessible for today’s buyers. Continue reading