Shopping for a home that fits your needs and budget can be an exciting and stressful experience — especially for first time home buyers. Planning ahead will help settle your nerves. Continue reading

Freddie Mac reports 30-year mortgage rates rising for the second straight week. However, rates remain much cheaper than they were to start the year. Continue reading

Currently renting a home but want to transition into homeownership? 3 surefire ways to know whether you’re ready to become a first-time home buyer . Continue reading

Closing costs should not keep you from pursuing a refinance. The benefits of a refi often outweigh the fees — especially when you go “zero-closing cost”. Continue reading

When you want to make a low down payment, conventional mortgages can be less expensive and easier to access than FHA, VA, or USDA loans. Continue reading

Deciding whether to refinance is a personal decision, and sometimes a tricky one. Here are some ways to determine whether a refinance is right for you. Continue reading

The faster you can close on a mortgage, the lower your mortgage interest rate can be. Know the steps in a mortgage approval, and where you cut time and corners to get to closing quicker. Continue reading

Fannie Mae survey shows that consumers expect mortgage rates to be higher in 2016 — but that’s what they say EVERY year. Are consumers finally right? Probably not. Continue reading

You can lead a horse to water, but you can’t make it drink. Home buyers get helpful advice from lenders but, for some reason, so often they choose to ignore it. Continue reading

Looking for the “best deal” on a home loan? The best place to look may be within your own family. Learn how to draft your own intra-family mortgage note. Continue reading