Ninety-five percent of mortgage consumers will opt for a fixed rate mortgage, but they could be skipping over significant savings and low risk found in 7-year ARM rates. Continue reading

There are time-proven ways to handle your co-owned home and mortgage during a divorce. These options will help both parties to come to an agreement that allows each to move on after the separation. Continue reading

VA home loans are among the safest mortgage types available. The U.S. Department of Veterans Affairs actively works with loan servicers to keep veterans in their homes. Continue reading

Home buyers find better homes at lower mortgage rates when they follow a checklist of pre-shopping best practices Continue reading

A rapid rescore can raise your credit score by 100 points or more within days. It is an important tool for home buyers with errors and other “fixable” items appearing on their credit report. Continue reading

Lesser-known mortgage options can help home buyers find the right fit for their budget. Here are four options you may not have heard about. Continue reading

Making a major purchase can affect your mortgage qualification status. But there are a few smart ways to make big purchases and keep your home loan approval intact. Continue reading

Recent surveys offer advice to new home buyers who want to buy a home that meets all their current and future needs. Continue reading

“Seller concessions” allow a home buyer to have its mortgage closing costs paid by the home seller. Option available for FHA, VA, USDA, Conventional, and jumbo mortgages. Continue reading

The current Refinance Boom is bogging down banks, and causing mortgage rates to rise. Are rates too low to be sustainable? Perhaps it’s time to lock. Continue reading