Median Days on Market still ultra-low as homes sell in less than a week in many U.S. cities. “You snooze, you lose”, as they say. Analysis and commentary. Continue reading

Home buyers are putting less money down at the time of purchase. Some of the programs they’re using to get this done, and why being “house-poor” is no good. Continue reading

Low interest rates, rising rents, and loosening mortgage guidelines have pushed refinances to a 45% market share. But purchase loans control today’s market. Continue reading

A debt-to-income ratio is not just a number for lenders to use. Buyers can calculate it themselves and use it to estimate their comfortable home payment. Continue reading

It pays to be a veteran. Using VA Benefits and the G.I. Bill, military borrowers get access to lower rates than the general U.S. population. Continue reading

March home sales were strong and home supply remains tight nationwide. Prices are rising. What low-down payment options do today’s buyers have? Continue reading

Government-backed programs are no longer the only low-downpayment option. Conventional loans now offer similar benefits. Continue reading

As demand surges, U.S. builders are starting more homes than during any period this decade. Mortgage rates are cheap and low downpayment loans are abundant. Continue reading

Homebuilder confidence remains strong with the 2016 Housing Market already underway. Builders are signaling to buyers that home prices will climb. Continue reading

Easy-to-read HomeReady™ home loan guidelines with current mortgage rates attached. Use income from relatives & non-relatives to get approved for a mortgage. Continue reading