A mortgage downpayment doesn’t need to be a hard stop for today’s buyer. Follow these loan program and saving strategies. Continue reading

The June Non-Farm Payrolls was better than Wall Street expectations. Mortgage rates have dropped. The Federal Reserve may not raise rates in 2016. Continue reading

Mortgage rates are marching downward, and homeowners are scooping them up to accomplish long-sought-after homeownership goals. Continue reading

Today’s mortgage rates are low, but you can get an even more affordable mortgage with a few adjustments to your mortgage borrower profile. Continue reading

Fannie Mae survey shows that consumers expect mortgage rates to be higher by 2017 — but that’s what they say EVERY year. Are consumers finally right? Probably not. Continue reading

More than half of all FHA home buyers have a credit score below 680; many have scores lower than that. Check your FHA eligibility, despite your score. Continue reading

When you’re shopping for a mortgage, banks will give you varying rate quotes. But, how much of that is the bank’s fault? And, how much is because of you? Continue reading

Freddie Mac reports mortgage rates at 167-week bests. With rates this low, huge numbers of homeowners should consider doing a mortgage refinance now. Continue reading

The 10-year treasury is fully-decoupled from the 30-year fixed rate mortgage. Interest rate spreads are near the widest point in 2 years. Continue reading

Lenders don’t always require two years of tax returns to approved self-employed mortgage applicants. Know these strategies, and get an approval. Continue reading