Comparing the FHA 3.5% downpayment program to the Conventional 97 program which requires 3% down. Analysis, plus complimentary mortgage rate quotes at near the lowest levels of all-time. Continue reading
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Where Will Mortgage Rates Go After Friday’s Non-Farm Payrolls Report?
Non-Farm Payrolls releases Friday. Your mortgage rate quote is likely to change. More on the February jobs report and how it can affect your mortgage loan. Continue reading
Gift letter for mortgage: How to give or receive a down payment gift
Step-by-step instructions for accepting a cash downpayment gift on a home, including a ready-to-use gift letter template. Continue reading
7 questions everyone asks about the harp refinance program
The Home Affordable Refinance Program launched in 2009. Seven years later, homeowners still ask the same 7 questions. Get the straight scoop on HARP. Continue reading
CFPB Looks to Expand ‘Rural’ Designated Areas

The Consumer Financial Protection Bureau announced that it is launching a new application process that could add more “rural” areas… Continue reading….
As Market Heats Up, Home Flipping Returns

A growing number of single-family homes and condo sales are from flipped properties, and in some areas, home flipping is even above former 2005… Continue reading….
3 Ways Lenders May Mislead Borrowers

Help your clients be on the lookout for how lenders may sometimes lie to borrowers. Continue reading….
Agents Face Closing Doc Hurdles

Real estate professionals say several lenders and title companies are refusing to provide copies of final closing documents to them. “We… Continue reading….
AARP Strives to Improve Community Livability

A new tool from AARP’s Public Policy Institute wants to help communities evolve to meet people’s needs as they age. Continue reading….
Could Renters Get a Tax Deduction Soon?

A new bill hopes to provide some relief to renters who are faced with skyrocketing rental costs – by giving them a tax break. Continue reading….